Trapped by credit card debt?

On a typical credit card, the minimum payment barely covers interest. A balance that feels manageable month to month can take well over a decade to clear if you only pay the minimum, and cost far more than the original amount in interest along the way.

Because credit card debt is unsecured, there is room to negotiate. Instead of paying the full balance plus years of interest, we work with your creditors to resolve the account for less. When a creditor agrees, the terms are put in writing before any payment is made.

Settlement can affect your credit and may lead to collection activity while balances are unresolved. That is why the first step is a free, honest case review, if settlement is not right for you, we will tell you.